Last Updated October 12th, 2016.

Apple Pay is the service that allows Apple Mobile devices (iPhone, iPad and Apple Watch) make contactless payments in retail outlets and now in apps and over the internet via retail websites.

Apple Pay was first introduced in October 20, 2014. 

Security

Apple Pay is secure despite some of the news articles you may hear of. Apple Pay uses a tokenised backend which means your actual card details are never exchanged with the merchant. The Secure Element chip in your Apple device assigns, encrypts and securely stores a Device Account Number. This token is then passed to the retailer instead of your card details. 

If you loose your device simply put it in Lost Mode via the Find My iPhone service. You can also wipe the device completely via this service.

Compatibility

The service is available on the following platforms:

  • iPhone 6 onwards
  • iPad Air 2 and iPad Pro
  • Apple Watch (for users of the iPhone 5 onwards)

Availability 

Apple Pay is available in the following locations:

  • United States (October 20, 2014)
  • United Kingdom (July 14, 2015)
  • Canada (November 17, 2015)
  • Australia (November 19, 2015)
  • China (February 18, 2016)
  • Singapore (April 19, 2016)
  • Switzerland (July 7, 2016)
  • France (July 19, 2016)
  • Hong Kong (July 20, 2016)
  • Russia (October 4, 2016)
  • New Zealand ( October 12, 2016)

Want to know if your bank is supported? Click HERE.

Upcoming 

  • Japan (Late October, 2016)

Setup 

The following Apple support article will help you set up this service on your devices.